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Troy L. Smith Financial

The Latte Habit

How little things can add up over time.

Sample articles and reports are written and prepared by Emerald Publications and are provided for informational purposes only and not intended as a solicitation.

Troy Smith is a registered representative and investment advisor representative of Momentum Independent Network Inc. (MIN), member FINRA/SIPC. MIN is a registered broker-dealer and registered investment adviser that does not provide tax or legal advice. This website is only intended for clients and interested investors residing in states in which MIN or its financial advisors are qualified to provide brokerage services or investment advisory services. MIN does not attempt to furnish personalized investment advice or services through this website.

Certain places on this site offer direct access or "links" to other websites that contain information that was created, published, maintained or otherwise posted by institutions or organizations independent of MIN. MIN does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located therein. Visitors to these sites should not use or rely on the information contained therein until after consulting with an independent finance professional. MIN does not necessarily endorse or recommend any commercial product or service described on these independent sites.

For informational only and is not a recommendation. MIN is a wholly owned subsidiary of Hilltop Holdings, Inc., (NYSE:HTH) with offices at 717 N. Harwood Street, Suite 3400, Dallas, TX 75201, (214) 859-1800. Past performance is no guarantee of future results.

HTS has multiple affiliates, including Momentum Independent Network Inc., Hilltop Securities Insurance Agency Inc., HilltopSecurities Asset Management, LLC, PrimeLending, Inc. and PlainsCapital Bank. These companies, along with HTS Inc., are wholly owned subsidiaries of Hilltop Holdings Inc., a financial holding company whose stock is listed on the New York Stock Exchange under the ticker symbol HTH.

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